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Monday, September 1, 2008

About Small Business Info: Is Your Small Business Disaster Ready?

About.com    Small Business Info
In the Spotlight | More Topics |
  from Darrell Zahorsky
With the evacuation of close to 2 million people in the Gulf coast area, many small businesses have closed shop and left --- waiting for Hurricane Gustav to pass. No one is taking a chance with the memories of Katrina still fresh in mind. Forbes reports almost 8,000 small businesses went out of business years after the storm. The majority of small businesses aren't fully prepared for a natural disaster. It's easy to fall pray to "not-in-my-backyard" thinking. Worse yet is the belief of no time and dealing with it like most problems...as the arise. This is futile since disasters result in business disorientation and environmental detachment. With less resources available than large corporations, small business is vulnerable to the impact of a natural or man-made disaster. Take the steps today to protect your small business from a major or minor disaster. Use the process of disaster management and business continuity to safe guard your business. Learn how to implement a disaster recovery plan.

 
In the Spotlight
Disaster Recovery Decision Making
Each form of disaster, whether man-made or natural, has varying degrees of impact on a small business operation. According to a recent NFIB National Small Business Poll, man-made disasters affect 10% of small businesses, whereas natural disasters have impacted more than 30% of all small businesses in the USA. Learn the 9 factors you need to consider when deciding what direction to take your small business following a natural or man-made disaster.

 
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Survive the Unthinkable Through Crisis Planning
A crisis and a disaster are both bad for your business, but they are very different. A disaster is an event that results in great damage, difficulty, or death. A crisis is a situation that has reached an extremely difficult or dangerous point. Discover how to manage a crisis.

 
Business Interruption Insurance
When a disaster strikes your business location, the location may be temporarily unusable. Your business will not be producing income and may continue to incur fixed costs. Standard property insurance does not cover the loss of income caused by the temporary closure of the business. Learn what you need to know about business interruption insurance.

 
 
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