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Sunday, June 1, 2008

About Financial Planning: Establish Credit and Save Money on Credit Cards

About.com   Financial Planning
In the Spotlight | More Topics |
  from Jeremy Vohwinkle
Some people believe using credit is bad. While I certainly agree that using credit for the wrong reasons and racking up a lot of debt buying things you can't afford is bad, credit cards and other forms of debt are simply tools. You can use a tool to help, but using a tool incorrectly can do more harm than good.

In order to even have a chance at getting credit, you need a good credit history. Learn how to establish, and maintain a strong credit history. If you already have established credit, it can also pay to find ways to lower your interest rates and apply extra money to the monthly payments.

 
In the Spotlight
How to Establish a Credit History
When you don't have a credit history, it can be difficult and frustrating when trying to obtain a credit card or other type of loan. Establishing your initial credit history can be a Catch-22. If you don't have credit, not many places are willing to give you...read more

 
         More Topics
Lower Your Credit Card Interest Rates With Just a Phone Call
Wouldn't it be nice if you could lower the interest rate on your credit cards? Actually, you may be able to, and it will probably only take a few minutes...read more

 
Find Money to Help Pay Off Your Credit Card Debt
When you're just trying to keep up with your minimum credit card payments each month, it can be hard to think that you have extra money sitting around. Although you...read more

 
 
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